While travelling in Nepal, carrying Nepalese currency is best for convenience and better rates. In major touristic areas like Thamel, in Kathmandu and Lakeside in Pokhara,there are many money exchange shops. You can easily exchange major currencies like US/Australian/Singaporean dollars, Euros, Swiss Francs or Pounds for Nepali rupees. In good standard hotels too, they will exchange the above mentioned major currencies for Nepali rupees.
If you are relying on cash machines, there are ATM machines in almost every corner of Kathmandu and Pokhara where you can withdraw Nepali rupees. However, there will be a transaction cost of USD 5 per transaction and a daily limit. If you pay with your credit card for any services in the country, there will be an additional 4 % of bank charge added to the total amount.
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